Purple promotional graphic for "The Empowered Money Circle with Lindsey Ciarrocca" featuring smiling woman and "The Exuberant Elephant" logo

The Empowered Money Circle

5.0(3)
Pricing: $39/mo·Claimed

Quick Summary

Skool community100% would recommend

The Empowered Money Circle is a $27/month community for women who want to improve their relationship with money using the YNAB budgeting method. You get twice-monthly coworking sessions, monthly Q&A with a certified coach, and a judgment-free space to work through financial anxiety. The two reviews on file are both 5-star, with members praising the practical budgeting tips and supportive environment.

Across 3 member reviews on ProveWorth, it sits at 5.0/5. Reviewers mention expert knowledge most, in 2 of the 3 reviews. All 3 reviewers who answered the recommendation question say they would recommend it. The Empowered Money Circle costs $39/mo. It runs on Skool. The most recent review is from April 2026. Taken together, member sentiment is overwhelmingly positive. ProveWorth lists it in the self-development category. A review goes live on ProveWorth once it is published, and this page updates when a new one arrives.

Community details

Written by the community owners

Are you ready to stop feeling overwhelmed with money, start taking action, and finally save and spend with total confidence? If so, you're in the right place! Hi! I'm Lindsey, a total budget nerd and crazy cat lady! I've been helping women take control of their money since 2015. ✅ This is for you if: You are done with restrictive budgets that trigger guilt, shame, or anxiety. You are tired of feeling anxious every time you open your bank account. You want to master YNAB, track your spending easily, and pay down debt. 🎯 Inside, you get: 90-Day Roadmap: My 4-pillar approach covering money mindset, behaviors, history, and YNAB mastery. Ongoing Support: Regular coworking and Q&A sessions. Monthly Focus Weeks: Deep dives where we focus on one specific financial topic. Shame-Free Community: A safe space to celebrate wins and normalize money talk. 👉 Click “Start Free Trial” to get started today!

Who Is This For?

Not For

  • You want a coach to do the work for you instead of learning the system yourself.
  • Someone looking for a quick fix or stock market tips.
  • You are looking for 1-on-1 private coaching (this is a community-based circle).
  • You are strictly against using YNAB as your primary budgeting tool.
  • You only want the math and have no interest in the emotional or mindset work.

Perfect For

  • Women looking to dive deep, make lasting change with money, and connect with others on their own money journeys.
  • You use (or want to use) YNAB but struggle to make the habit actually stick.
  • You feel anxiety or shame every time you look at your bank account.
  • You’re ready to address the emotional "why" behind your spending, not just the math.
  • You want group accountability to stay consistent.

Key Benefits

  • Built-in Accountability: Twice a month Budget & Chill coworking sessions to guarantee consistency and end budgeting procrastination.
  • Direct Expert Access: Get your complex questions answered every month during dedicated Q&A sessions with a YNAB Certified Coach.
  • Shame-Free Community: A safe, zero-judgment environment built on trust, designed to accelerate your emotional healing.
  • Lifetime Price Lock: Secure the exclusive Founding Member Rate—your monthly investment is locked in and guaranteed never to increase, as long as you do not cancel.
  • The Four Foundational Pillars: The complete curriculum that seamlessly integrates emotional healing, behavioral shift, mindset reframing, and YNAB mastery.
  • YNAB Made Easy Course: Full, on-demand training to master the YNAB software and method directly from a YNAB Certified Coach.
Is The Empowered Money Circle worth it?

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Cost per hour comparison

The Empowered Money Circle$2.25/hr
Online course$25.00/hr
1-on-1 coach$150.00/hr
Mastermind group$25.00/hr

98% less than a 1-on-1 coach

You'd save $2559.00 per month vs. 4 hours/week of coaching

At 4 hours per week, The Empowered Money Circle costs $2.25 per hour. A comparable online course costs $25.00/hr, a 1-on-1 coach costs $150.00/hr, and a mastermind group costs $25.00/hr. The annual cost is $468.00, a fraction of what a single coaching session would cost.

Community Culture

Authentic connection: We share the wins, the struggles, and the ugly moments without judgment. We show up for each other so no one has to walk this journey alone.

Meet the Team

Lindsey Ciarrocca, YNAB Certified Coach

Lindsey Ciarrocca, YNAB Certified Coach

Lindsey is a YNAB Certified Coach and Certified Money Coach who is passionate about helping clients transform their relationship with money, turning it into a powerful tool for living their Greatest Life. Her process combines the practical budgeting side of finance (using YNAB) with the emotional work of addressing money mindset, shame, anxiety and other emotions that can hinder progress. Lindsey believes money should be a resource for achieving your biggest, wildest dreams, not an obstacle!

Contact Information

Rating Overview

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3 reviews
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5.0(3 reviews)
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Member ConsensusBased on 3 reviews

The Empowered Money Circle sits at 5.0/5 across 3 member reviews. That's a solid track record. Nearly all reviewers (100%) say they'd recommend it. The most common praise centers on expert knowledge.

5.0/5 avg
100% recommend
33% long-term members

Latest Reviews

Apr 8, 2026
Member 1 to 3 months

I enjoy the incredible value but also how fun it is.

I enjoy the incredible value but also how fun it is. It’s one thing to budget and get back on track alone, but to do it in community is another. I can identify with others as well as share what’s working for me.

Mar 19, 2026
Member 3 to 6 months

Love the empowered money circle!

I love the tips Lindsey has in the circle. I have gained some great insights on budgeting!!

Lindsey Ciarrocca, YNAB Certified CoachLindsey Ciarrocca, YNAB Certified CoachOwner
Mar 19, 2026

Thanks Jeannie!! So glad to have you in EMC!!

Mar 17, 2026
Member 6 to 12 months

Thoughtful, informative and supporting community

I’ve really appreciated the quality of the resources inside The Empowered Money Circle. There is clearly a lot of knowledge, care, and intention behind the material, and I feel supported in learning more about my relationship with money.

Lindsey is a warm, natural and wonderful person who genuinely wants the best for all of us.

The community offers helpful guidance and a gentle approach to topics like budgeting and spending, which I find very valuable.

I think it’s a thoughtful and supportive space for anyone wanting to build a more conscious and balanced relationship with money.

Lindsey Ciarrocca, YNAB Certified CoachLindsey Ciarrocca, YNAB Certified CoachOwner
Mar 18, 2026

Thank you so much for your lovely words Bente!! It is a pleasure having you in the community and I'm enjoying supporting you on your journey!

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The Empowered Money Circle is a self-development community on Skool with 3 member reviews and a 5.0/5 rating.